Student Comprehensive Health Insurance Plan

Chapter 23 of the Massachusetts Acts of 1988 requires that all students registered for nine or more credit hours must participate in a comprehensive health insurance plan unless they certify that they are participating in a health insurance plan with comparable coverage. If a student has comparable coverage and wishes to waive participation in the Massachusetts Community Colleges insurance plan, the student must submit waiver information via the Internet by the due date that appears on the registration statement or at the time of registration. Students may access the waiver form online at The College has set up dedicated computer stations in the Main Lobby of the Charlestown Campus for students without Internet access.

MassHealth and enrollment in a subsidized Health Benefit Plan through the Connector, qualifies as comparable coverage. However, MassHealth Limited, the Health Safety Net and Children’s Medical Security plan do not qualify and cannot be used to waive coverage. Free care that is provided by hospitals and community health is not insurance and cannot be used to waive coverage. In addition, coverage from insurance carriers outside the U.S., and coverage by foreign National Health Service programs travel and accident insurance plans cannot be used to waive coverage. Therefore, all international students must participate in the Student Health Insurance Program (SHIP) or obtain coverage from a U.S. based carrier that meets state requirements.

All questions regarding Student Health Insurance Program (SHIP) should be directed to or call 1-877-623-6765.

All students carrying nine or more credit hours in the fall or nine or more credit hours in the spring must comply. Classes offered in the Center for Self-Directed Learning or during mini sessions are considered part of the long semester for purposes of determining health insurance requirements. Students are not required to have health insurance coverage during the summer term, and students enrolled in all web classes are not required to purchase the College health insurance plan.  

Special Cost Courses

Students enrolled in certain program courses are charged a Special Cost Courses Fee. Examples, but not limited to prefixes AHE, CLS, CTC, DMS, EMT, MIG, MRC, NUR, RTH, SGT, SON, VSN, PNP and students enrolled in CIT141 and CIT241 must pay an additional fee of $35.00 per credit hour. Other courses may be added. Also a malpractice insurance fee of $15.00 per academic year may apply for some health courses.

Residency Tuition

Students registering for classes at Bunker Hill Community College, who are claiming entitlement to in-state tuition, must complete the Massachusetts Community College Instate Tuition Eligibility Form. An eligible person shall mean a U.S. Citizen, lawful immigrant, permanent resident, or holder of another legal immigration status who has satisfied the duration residency requirement of six months prior to the start of the semester of enrollment, but not more than one year prior to that date and can demonstrate his/her intent to remain in Massachusetts. The institution reserves the right to make any additional inquiries regarding the applicant’s status and to require submission of any additional documentation it deems necessary. For questions concerning residency requirements call the Registrar’s Office at 617-228-2403.


Summer: Payment is due at the time of registration. Students have a number of payment options. Students may pay in full online, submit a third party commitment letter or receive a financial aid award from the Financial Aid Office at BHCC (financial aid is not available to students who are taking courses for the first time at BHCC during the summer).

Fall: Payment for all Fall courses is due by the payment due date listed in the course schedule booklet, on or after the payment due date, payment is due at the time of registration. Students must pay in full, create an authorized payment plan or have a pending financial aid award in place at BHCC and pay for or waive the College’s health insurance by the payment due date. Failure to pay may result in courses being dropped at the close of business on the day of registration. At the time of registration students registering in-person receive a registration statement/bill and schedule that indicates the amount due. Students registering online should go to

BHCC accepts personal check, money order, American Express, VISA, MasterCard, and Discover.

You may pay:

  • Online at (select Student Menu and then select either Make A Payment (to pay in full) or Set up Automatic Payment Plan (NBS) to create a payment plan.
  • By mail: 250 New Rutherford Avenue, Room B219, Boston, MA 02129-2925 (payment must be received prior to registration)
  • By express drop box located outside the Student Payment Window at B219 for check and credit card payments using the envelopes provided.
  • International students also have the benefit of making payments in the currency of their choice through the International Payment/Western Union link at


Payment/Billing for current students who register online

Students registering online at, must check Account Summary by Term to view the amount due. Students must make payment arrangements by the payment due date or courses will be dropped. Please check your academic and financial record before logging out to confirm that registration and payment was recorded (payment plan down payments and health insurance waivers will post within 24 business hours); click on Account Summary by Term to view your financial record and My Class Schedule to view the courses you are registered for.

Third Party Billing

Students may submit a third party document or purchase order from an employer, etc. which allows the College to bill that party directly with no restrictions Documentation must be presented at the time of registration. Web registrants will need to present the third party information prior to registration to ensure that your financial account is credited or coded or you may be dropped for non-payment.

Payment Plans

The College offers an installment payment plan. Students may enroll in the Payment Plan, a third party service for a fee, and make monthly payments for the upcoming semester. The first installment and the fee are due with the application. Terms for the payment plan contracts are monitored by the Student Payment Office. Budgets may be automatically adjusted to cover billed charges. If financial aid is received or a class is dropped or added, you should review your agreement balance online through My FACTS Account or contact Bunker Hill Community College Student Payment Office at 617-228-2150 or e-mail to confirm the change. Students who are delinquent will be subject to payment penalties, and may be denied the use of the payment plan in future semesters. View more information on the payment plan Payment plans are not available for the summer sessions.

Outstanding Financial Obligations

Bunker Hill Community College is responsible for making “diligent efforts” to collect amounts due the state. Diligent efforts shall include written billings, dunning notices and subsequent assignments to a collection agency. The student is responsible for all collection costs and any fees incurred in the collection of debt and for informing the College of any dispute regarding the debt. The College advises students that their debts may be discharged through the intercept of any Commonwealth and Federal payments that are due to them, including tax refunds. Please be advised that your student account debt constitutes an "educational benefit overpayment or loan" as defined pursuant to 11 U.S.C section 523(a)(8), and therefore is not dischargeable in bankruptcy.